Oct 4th, 2021 publishUpdated   Oct 5th, 2021, 9:41 am

Keeping track of your finances can be one of the most important things you do.  It allows you to manage your money and it will help you determine what you should spend your money on and what things might be better to wait on or go without for now.  It’s now easier than ever before to keep track of where your money is going with all the online tools available.  No matter how much, little, or often you have coming in, there are a number of free sites out there that will allow you to follow along. Here are some of the top online tools you can take advantage of. 

Paystub Generator

This is a great way to not only get your pay stub online but can also be used to provide proof of income to potential landlords.  A paystub maker allows you to put in your employer’s name, information on hourly pay or salary, and then you can opt for either weekly or bi-weekly stubs.  You can also track deductions for withholdings as well as make sure that all the numbers are correct including the net pay amount.  Pay Stub generators are simple to use and for many, they provide quick access to what’s needed at tax time.

Online Banking

If you’re already using online banking then you know that it provides a number of different options whenever it comes to checking up on your finances.  It allows you to keep an eye not only on how much money is coming in through each paycheck but also how much goes out with bills and other things like groceries or any other expenses that may come up along the way.  The best part about online banking is that it doesn’t matter where you are or where your bank is located since everything is available from just about anywhere as long as there’s an internet connection.

Credit Card Monitor

One of the things that many people don’t understand is how important it is to keep track of credit cards.  This often involves watching for scams as well as making sure that your account doesn’t go over a certain amount since it may result in fees and other charges.   A great online tool for doing this is through a credit card monitor which allows you to ensure all accounts stay within acceptable limits and alerts you when something out of the ordinary occurs on one or more accounts.  You can pull up information including payment history, current balance, available credit limit, interest rate, and even put in spending rules that include notifications based on certain amounts being spent during any given time frame.

Budgeting Tools

While many people already have their finances together when it comes to budgeting, there are those who don’t.  Budgeting tools can actually help with this and it doesn’t matter if you prefer to use a spreadsheet or an online budgeting tool.  The latter often allows for more than just the income and expenses that need to be monitored but also things like savings as well as other accounts that might be maintained such as money market accounts.  Most sites offer nearly everything needed along with charts and graphs which can help keep track of where things stand at any given time.

Keeping track of your finances is important whether you do it every day or once a month or so depending on how much money comes in through each paycheck.  These online tools among others will give everyone the chance to have a better idea of what’s going on with money so that there are no surprises down the road.  It will also allow you to budget for things like vacations, emergencies, or other items so that everything is covered without having to worry about not being able to pay an unexpected bill or anything else along those lines.