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We spend multiple hours a day on our mobile phones scrolling through numerous apps, so why not use this time to make money? Instead of aimlessly scrolling through other people’s lives, you could be focusing on your finances and working towards a better future. Now more than ever, during these uncertain times, people are looking for ways to make money, and if you can do this straight from your android device, then what’s stopping you from earning cash today?
There are a whole host of ways to utilize mobile apps and top up your bank account. You could earn cash back on items you purchase online, complete surveys, start a business you’ve always talked about, or expand your investment portfolio.
Some people may want to make a little extra money to put towards something they’ve been saving for, whilst others will use apps to generate a full-time income. Regardless of your financial goals, there’s an app for almost everything that will undoubtedly cater to your needs.
Learn how to trim your expenses and work out what you really need to pay for each month. Become a master at managing your savings. Acquire a new skill like learning a language or upskill and sell your own products and services. Delve into the stock and property market and make a lucrative income that way – the list really is endless.
If you have an Android phone and you’re interested in using mobile apps to help make you money, keep reading to find out which one’s made the list for 2021.
1. Udemy
Free with in-app purchases available
Suppose you’re a freelancer or looking to learn a new skill head to the Google Store and download Udemy. With so many changes on the horizon, it’s worth learning as much as you can should you need to change your career path or progress into a new role.
Perhaps you’ve wanted to complete a marketing course or brush up on your photography skills? With Udemy, you can do just that and so much more. The app has almost 150,000 video courses by industry experts that you can play straight from your phone. The tutorials are also available in 65 different languages, so providing you have a stable connection, you can access the information anywhere in the world.
There is a mix of free and paid courses available; some are longer and go into more detail than others. If you choose to purchase a course you’ll have access to this forever, and most of them come with articles and other supporting documents so you can continue learning or refer back to the information should you need to.
Acorns
$0 to open an account; $1-$5 required to start investing
One for the investors and cashback lovers as one of the app’s features allows you to claim money on your purchases from Acorns partners such as Airbnb. For those interested in investing, the Acorns app will take a percentage of your money and invest it for you, which is designed to grow your money over the long term.
Simply sign up for free and connect a debit or credit card to get started. The app will then use any spare change from your transactions and automatically put it into an investment account for you, allowing you to sit back and let your money work for you. Acorns are becoming increasingly popular with working professionals and students looking to learn more about the stock market and kickstart their investment portfolio.
Once you’ve gotten the hang of the app and what it does, you can change the automatic spare change feature and make your own decisions when managing your investments by adding lump sums or monthly deposits.
3 AndroMoney
Free (with ads)
When it comes to looking for an expense tracker AndroMoney is the preferred choice. If you struggle to keep on top of your finances and spending habits, not to mention the bills, then this is probably the app for you. AndroMoney will keep track of your money for you so you can see exactly where it is being spent.
With this apps’ clean design, it makes managing your money a whole lot easier, and you can benefit from a range of features including, multiple account options, budgeting functions, multiple currency support, and even back up your data to Excel. AndroMoney is an excellent personal finance tool and is often used by individuals who have business expenses to track of.
4. Credit Karma
Free
Do you know what your credit score is? Many people aren’t aware of their credit rating and the implications involved with having a bad score. Thankfully, Credit Karma will send you weekly reports showing your credit score and history and how to improve it over time should you need to.
Start by inputting your personal data, and once verified, the app will do the rest for you. This app is particularly useful if you want to know how to break your credit report down and keep an eye on any debts you may have that you’re paying off. If you need to borrow money, this can significantly impact your score and influence lenders’ decisions on whether they accept your application for things like loans and mortgages.
Suppose you’re considering property investment or looking to become a homeowner. In that case, you’ll likely need some help to get started, and having a higher credit score should ensure you get the best interest rates possible. Property investment company RWinvest has some great free guides if you want to find out the types of interest rates you’d be looking to pay.
5. Houzz
Free
Whilst we’ve all been stuck isolating, it’s led many of us to question our homes and current living conditions. It may have even sparked an interest in buying a property to renovate and later sell on to make a profit.
Whether you’re looking to do up your existing property or fancy a new project, Houzz is the perfect app for designing, decorating and furnishing your space. You can scroll through millions of photos (if that’s what you really love to do) and even filter these by room and preferred style.
Before purchasing items for the home, Houzz allows you to see how a piece of furniture might look via its augmented reality feature enabling you to make an informed decision before you part with your money.
This app is definitely worth downloading if you are looking to make home improvements, as it could save you a fortune in the long run. You’ll also find a whole host of remodeling videos and can search and hire specialists should you need to.
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